LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,213
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,744
−HK$1,555/mo
Today · 4.125%
HK$52,299
baseline
▲ 0.50% · 4.625%
HK$55,481
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,598/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,749
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,217
−HK$1,490/mo
Today · 4.125%
HK$57,707
baseline
▲ 0.50% · 4.625%
HK$60,749
+HK$3,042/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,414/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,056
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,893
−HK$1,866/mo
Today · 4.125%
HK$62,759
baseline
▲ 0.50% · 4.625%
HK$66,578
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,518/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,699
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,461
−HK$1,787/mo
Today · 4.125%
HK$69,248
baseline
▲ 0.50% · 4.625%
HK$72,899
+HK$3,651/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,496/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,898
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,041
−HK$2,178/mo
Today · 4.125%
HK$73,219
baseline
▲ 0.50% · 4.625%
HK$77,674
+HK$4,455/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$146,438/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,649
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,704
−HK$2,086/mo
Today · 4.125%
HK$80,790
baseline
▲ 0.50% · 4.625%
HK$85,048
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$161,580/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,583
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,339
−HK$2,799/mo
Today · 4.125%
HK$94,138
baseline
▲ 0.50% · 4.625%
HK$99,867
+HK$5,729/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,276/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,548
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,191
−HK$2,682/mo
Today · 4.125%
HK$103,873
baseline
▲ 0.50% · 4.625%
HK$109,348
+HK$5,475/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,746/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,225 · Scale 2, in force from 26 Feb 2026)