LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,215
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,746
−HK$1,555/mo
Today · 4.125%
HK$52,301
baseline
▲ 0.50% · 4.625%
HK$55,484
+HK$3,183/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,602/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,751
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,220
−HK$1,489/mo
Today · 4.125%
HK$57,709
baseline
▲ 0.50% · 4.625%
HK$60,751
+HK$3,042/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,418/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,058
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,895
−HK$1,866/mo
Today · 4.125%
HK$62,761
baseline
▲ 0.50% · 4.625%
HK$66,580
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,522/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,701
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,464
−HK$1,787/mo
Today · 4.125%
HK$69,251
baseline
▲ 0.50% · 4.625%
HK$72,901
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,502/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,901
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,044
−HK$2,178/mo
Today · 4.125%
HK$73,222
baseline
▲ 0.50% · 4.625%
HK$77,677
+HK$4,455/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$146,444/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,652
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,707
−HK$2,086/mo
Today · 4.125%
HK$80,793
baseline
▲ 0.50% · 4.625%
HK$85,052
+HK$4,259/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$161,586/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,587
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,343
−HK$2,799/mo
Today · 4.125%
HK$94,142
baseline
▲ 0.50% · 4.625%
HK$99,871
+HK$5,729/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,284/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,552
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,195
−HK$2,682/mo
Today · 4.125%
HK$103,877
baseline
▲ 0.50% · 4.625%
HK$109,352
+HK$5,475/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,754/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,310 · Scale 2, in force from 26 Feb 2026)