LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,215
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,746
−HK$1,556/mo
Today · 4.125%
HK$52,302
baseline
▲ 0.50% · 4.625%
HK$55,484
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,604/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,752
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,220
−HK$1,490/mo
Today · 4.125%
HK$57,710
baseline
▲ 0.50% · 4.625%
HK$60,752
+HK$3,042/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,420/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,059
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,896
−HK$1,866/mo
Today · 4.125%
HK$62,762
baseline
▲ 0.50% · 4.625%
HK$66,581
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,524/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,702
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,464
−HK$1,788/mo
Today · 4.125%
HK$69,252
baseline
▲ 0.50% · 4.625%
HK$72,902
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,504/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,902
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,045
−HK$2,177/mo
Today · 4.125%
HK$73,222
baseline
▲ 0.50% · 4.625%
HK$77,678
+HK$4,456/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$146,444/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,652
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,708
−HK$2,086/mo
Today · 4.125%
HK$80,794
baseline
▲ 0.50% · 4.625%
HK$85,052
+HK$4,258/mo
Deposit HK$6.47M · loan HK$15.11M · min. income ≈ HK$161,588/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,588
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,343
−HK$2,800/mo
Today · 4.125%
HK$94,143
baseline
▲ 0.50% · 4.625%
HK$99,871
+HK$5,728/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$188,286/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,553
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,196
−HK$2,682/mo
Today · 4.125%
HK$103,878
baseline
▲ 0.50% · 4.625%
HK$109,353
+HK$5,475/mo
Deposit HK$2.16M · loan HK$19.42M · min. income ≈ HK$207,756/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,329 · Scale 2, in force from 26 Feb 2026)