LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,216
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,747
−HK$1,555/mo
Today · 4.125%
HK$52,302
baseline
▲ 0.50% · 4.625%
HK$55,485
+HK$3,183/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,604/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,752
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,221
−HK$1,490/mo
Today · 4.125%
HK$57,711
baseline
▲ 0.50% · 4.625%
HK$60,753
+HK$3,042/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,422/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,059
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,896
−HK$1,867/mo
Today · 4.125%
HK$62,763
baseline
▲ 0.50% · 4.625%
HK$66,582
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,526/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,703
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,465
−HK$1,788/mo
Today · 4.125%
HK$69,253
baseline
▲ 0.50% · 4.625%
HK$72,903
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,506/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,903
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,046
−HK$2,177/mo
Today · 4.125%
HK$73,223
baseline
▲ 0.50% · 4.625%
HK$77,679
+HK$4,456/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,446/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,653
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,709
−HK$2,086/mo
Today · 4.125%
HK$80,795
baseline
▲ 0.50% · 4.625%
HK$85,054
+HK$4,259/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,590/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,589
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$91,345
−HK$2,799/mo
Today · 4.125%
HK$94,144
baseline
▲ 0.50% · 4.625%
HK$99,873
+HK$5,729/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,288/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,554
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,198
−HK$2,681/mo
Today · 4.125%
HK$103,879
baseline
▲ 0.50% · 4.625%
HK$109,355
+HK$5,476/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,758/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,361 · Scale 2, in force from 26 Feb 2026)