LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,218
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,749
−HK$1,556/mo
Today · 4.125%
HK$52,305
baseline
▲ 0.50% · 4.625%
HK$55,487
+HK$3,182/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,610/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,755
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,223
−HK$1,490/mo
Today · 4.125%
HK$57,713
baseline
▲ 0.50% · 4.625%
HK$60,755
+HK$3,042/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,426/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,062
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,899
−HK$1,867/mo
Today · 4.125%
HK$62,766
baseline
▲ 0.50% · 4.625%
HK$66,585
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,532/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,706
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,468
−HK$1,788/mo
Today · 4.125%
HK$69,256
baseline
▲ 0.50% · 4.625%
HK$72,906
+HK$3,650/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,512/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,906
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,049
−HK$2,178/mo
Today · 4.125%
HK$73,227
baseline
▲ 0.50% · 4.625%
HK$77,682
+HK$4,455/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,454/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,657
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,713
−HK$2,085/mo
Today · 4.125%
HK$80,798
baseline
▲ 0.50% · 4.625%
HK$85,057
+HK$4,259/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,596/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,593
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,349
−HK$2,800/mo
Today · 4.125%
HK$94,149
baseline
▲ 0.50% · 4.625%
HK$99,877
+HK$5,728/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,298/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,559
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,202
−HK$2,682/mo
Today · 4.125%
HK$103,884
baseline
▲ 0.50% · 4.625%
HK$109,359
+HK$5,475/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,768/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,456 · Scale 2, in force from 26 Feb 2026)