LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,220
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,751
−HK$1,555/mo
Today · 4.125%
HK$52,306
baseline
▲ 0.50% · 4.625%
HK$55,489
+HK$3,183/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,612/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,757
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,225
−HK$1,490/mo
Today · 4.125%
HK$57,715
baseline
▲ 0.50% · 4.625%
HK$60,757
+HK$3,042/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,430/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,064
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,901
−HK$1,867/mo
Today · 4.125%
HK$62,768
baseline
▲ 0.50% · 4.625%
HK$66,587
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,536/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,708
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,470
−HK$1,788/mo
Today · 4.125%
HK$69,258
baseline
▲ 0.50% · 4.625%
HK$72,909
+HK$3,651/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,516/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,908
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,051
−HK$2,178/mo
Today · 4.125%
HK$73,229
baseline
▲ 0.50% · 4.625%
HK$77,685
+HK$4,456/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,458/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,659
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,715
−HK$2,086/mo
Today · 4.125%
HK$80,801
baseline
▲ 0.50% · 4.625%
HK$85,060
+HK$4,259/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,602/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,596
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,352
−HK$2,800/mo
Today · 4.125%
HK$94,152
baseline
▲ 0.50% · 4.625%
HK$99,881
+HK$5,729/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,304/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,562
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,205
−HK$2,682/mo
Today · 4.125%
HK$103,887
baseline
▲ 0.50% · 4.625%
HK$109,363
+HK$5,476/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,774/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,527 · Scale 2, in force from 26 Feb 2026)