LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,222
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,753
−HK$1,556/mo
Today · 4.125%
HK$52,309
baseline
▲ 0.50% · 4.625%
HK$55,492
+HK$3,183/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,618/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,759
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,228
−HK$1,490/mo
Today · 4.125%
HK$57,718
baseline
▲ 0.50% · 4.625%
HK$60,760
+HK$3,042/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,436/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,067
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,904
−HK$1,867/mo
Today · 4.125%
HK$62,771
baseline
▲ 0.50% · 4.625%
HK$66,590
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,542/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,711
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,473
−HK$1,788/mo
Today · 4.125%
HK$69,261
baseline
▲ 0.50% · 4.625%
HK$72,912
+HK$3,651/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,522/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,911
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,055
−HK$2,177/mo
Today · 4.125%
HK$73,232
baseline
▲ 0.50% · 4.625%
HK$77,688
+HK$4,456/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,464/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,663
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,719
−HK$2,086/mo
Today · 4.125%
HK$80,805
baseline
▲ 0.50% · 4.625%
HK$85,064
+HK$4,259/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,610/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,600
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,356
−HK$2,800/mo
Today · 4.125%
HK$94,156
baseline
▲ 0.50% · 4.625%
HK$99,885
+HK$5,729/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,312/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,566
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,210
−HK$2,682/mo
Today · 4.125%
HK$103,892
baseline
▲ 0.50% · 4.625%
HK$109,368
+HK$5,476/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,784/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,624 · Scale 2, in force from 26 Feb 2026)