LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,225
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,756
−HK$1,556/mo
Today · 4.125%
HK$52,312
baseline
▲ 0.50% · 4.625%
HK$55,495
+HK$3,183/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,624/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,762
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,231
−HK$1,490/mo
Today · 4.125%
HK$57,721
baseline
▲ 0.50% · 4.625%
HK$60,763
+HK$3,042/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,442/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,070
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,907
−HK$1,867/mo
Today · 4.125%
HK$62,774
baseline
▲ 0.50% · 4.625%
HK$66,593
+HK$3,819/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$125,548/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,714
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,477
−HK$1,788/mo
Today · 4.125%
HK$69,265
baseline
▲ 0.50% · 4.625%
HK$72,916
+HK$3,651/mo
Deposit HK$8.63M · loan HK$12.95M · min. income ≈ HK$138,530/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,915
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,058
−HK$2,178/mo
Today · 4.125%
HK$73,236
baseline
▲ 0.50% · 4.625%
HK$77,692
+HK$4,456/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,472/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,667
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,723
−HK$2,086/mo
Today · 4.125%
HK$80,809
baseline
▲ 0.50% · 4.625%
HK$85,068
+HK$4,259/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,618/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$908,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,604
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,361
−HK$2,800/mo
Today · 4.125%
HK$94,161
baseline
▲ 0.50% · 4.625%
HK$99,890
+HK$5,729/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,322/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,572
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,215
−HK$2,682/mo
Today · 4.125%
HK$103,897
baseline
▲ 0.50% · 4.625%
HK$109,374
+HK$5,477/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,794/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,736 · Scale 2, in force from 26 Feb 2026)