LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,226
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,757
−HK$1,556/mo
Today · 4.125%
HK$52,313
baseline
▲ 0.50% · 4.625%
HK$55,496
+HK$3,183/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,626/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,764
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,232
−HK$1,490/mo
Today · 4.125%
HK$57,722
baseline
▲ 0.50% · 4.625%
HK$60,765
+HK$3,043/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,444/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,071
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,909
−HK$1,867/mo
Today · 4.125%
HK$62,776
baseline
▲ 0.50% · 4.625%
HK$66,595
+HK$3,819/mo
Deposit HK$8.64M · loan HK$12.95M · min. income ≈ HK$125,552/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,716
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,479
−HK$1,788/mo
Today · 4.125%
HK$69,267
baseline
▲ 0.50% · 4.625%
HK$72,918
+HK$3,651/mo
Deposit HK$8.64M · loan HK$12.95M · min. income ≈ HK$138,534/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,917
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,060
−HK$2,178/mo
Today · 4.125%
HK$73,238
baseline
▲ 0.50% · 4.625%
HK$77,695
+HK$4,457/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,476/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$908,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,669
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,725
−HK$2,086/mo
Today · 4.125%
HK$80,811
baseline
▲ 0.50% · 4.625%
HK$85,071
+HK$4,260/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,622/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$908,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,607
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,363
−HK$2,800/mo
Today · 4.125%
HK$94,163
baseline
▲ 0.50% · 4.625%
HK$99,893
+HK$5,730/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,326/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,574
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,218
−HK$2,682/mo
Today · 4.125%
HK$103,900
baseline
▲ 0.50% · 4.625%
HK$109,377
+HK$5,477/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,800/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,797 · Scale 2, in force from 26 Feb 2026)