LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,228
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,760
−HK$1,556/mo
Today · 4.125%
HK$52,316
baseline
▲ 0.50% · 4.625%
HK$55,499
+HK$3,183/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,632/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,766
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,235
−HK$1,490/mo
Today · 4.125%
HK$57,725
baseline
▲ 0.50% · 4.625%
HK$60,768
+HK$3,043/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,450/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,074
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,912
−HK$1,867/mo
Today · 4.125%
HK$62,779
baseline
▲ 0.50% · 4.625%
HK$66,599
+HK$3,820/mo
Deposit HK$8.64M · loan HK$12.95M · min. income ≈ HK$125,558/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,719
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,482
−HK$1,788/mo
Today · 4.125%
HK$69,270
baseline
▲ 0.50% · 4.625%
HK$72,921
+HK$3,651/mo
Deposit HK$8.64M · loan HK$12.95M · min. income ≈ HK$138,540/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,920
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,064
−HK$2,178/mo
Today · 4.125%
HK$73,242
baseline
▲ 0.50% · 4.625%
HK$77,698
+HK$4,456/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,484/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$908,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,673
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,729
−HK$2,086/mo
Today · 4.125%
HK$80,815
baseline
▲ 0.50% · 4.625%
HK$85,075
+HK$4,260/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,630/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$908,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,611
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,368
−HK$2,800/mo
Today · 4.125%
HK$94,168
baseline
▲ 0.50% · 4.625%
HK$99,898
+HK$5,730/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,336/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,579
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,223
−HK$2,682/mo
Today · 4.125%
HK$103,905
baseline
▲ 0.50% · 4.625%
HK$109,382
+HK$5,477/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,810/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,902 · Scale 2, in force from 26 Feb 2026)