LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,230
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,762
−HK$1,556/mo
Today · 4.125%
HK$52,318
baseline
▲ 0.50% · 4.625%
HK$55,501
+HK$3,183/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$104,636/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,768
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,237
−HK$1,490/mo
Today · 4.125%
HK$57,727
baseline
▲ 0.50% · 4.625%
HK$60,770
+HK$3,043/mo
Deposit HK$10.79M · loan HK$10.79M · min. income ≈ HK$115,454/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$908,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,076
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,914
−HK$1,867/mo
Today · 4.125%
HK$62,781
baseline
▲ 0.50% · 4.625%
HK$66,601
+HK$3,820/mo
Deposit HK$8.64M · loan HK$12.95M · min. income ≈ HK$125,562/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,722
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,485
−HK$1,788/mo
Today · 4.125%
HK$69,273
baseline
▲ 0.50% · 4.625%
HK$72,924
+HK$3,651/mo
Deposit HK$8.64M · loan HK$12.95M · min. income ≈ HK$138,546/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$908,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,923
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,066
−HK$2,179/mo
Today · 4.125%
HK$73,245
baseline
▲ 0.50% · 4.625%
HK$77,701
+HK$4,456/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,490/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$908,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,676
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,732
−HK$2,086/mo
Today · 4.125%
HK$80,818
baseline
▲ 0.50% · 4.625%
HK$85,078
+HK$4,260/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,636/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$908,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,615
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,371
−HK$2,801/mo
Today · 4.125%
HK$94,172
baseline
▲ 0.50% · 4.625%
HK$99,902
+HK$5,730/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,344/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,583
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,227
−HK$2,682/mo
Today · 4.125%
HK$103,909
baseline
▲ 0.50% · 4.625%
HK$109,386
+HK$5,477/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,818/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$908,986 · Scale 2, in force from 26 Feb 2026)