LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,231
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,763
−HK$1,556/mo
Today · 4.125%
HK$52,319
baseline
▲ 0.50% · 4.625%
HK$55,502
+HK$3,183/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,638/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$909,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,769
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,238
−HK$1,491/mo
Today · 4.125%
HK$57,729
baseline
▲ 0.50% · 4.625%
HK$60,771
+HK$3,042/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,458/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$909,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,078
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,915
−HK$1,867/mo
Today · 4.125%
HK$62,782
baseline
▲ 0.50% · 4.625%
HK$66,603
+HK$3,821/mo
Deposit HK$8.64M · loan HK$12.95M · min. income ≈ HK$125,564/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,723
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,486
−HK$1,788/mo
Today · 4.125%
HK$69,274
baseline
▲ 0.50% · 4.625%
HK$72,926
+HK$3,652/mo
Deposit HK$8.64M · loan HK$12.95M · min. income ≈ HK$138,548/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,924
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,068
−HK$2,178/mo
Today · 4.125%
HK$73,246
baseline
▲ 0.50% · 4.625%
HK$77,703
+HK$4,457/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,492/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,677
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,734
−HK$2,086/mo
Today · 4.125%
HK$80,820
baseline
▲ 0.50% · 4.625%
HK$85,080
+HK$4,260/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,640/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,617
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,373
−HK$2,801/mo
Today · 4.125%
HK$94,174
baseline
▲ 0.50% · 4.625%
HK$99,904
+HK$5,730/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,348/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,585
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,229
−HK$2,682/mo
Today · 4.125%
HK$103,911
baseline
▲ 0.50% · 4.625%
HK$109,389
+HK$5,478/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,822/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,032 · Scale 2, in force from 26 Feb 2026)