LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,235
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,766
−HK$1,556/mo
Today · 4.125%
HK$52,322
baseline
▲ 0.50% · 4.625%
HK$55,506
+HK$3,184/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,644/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$909,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,773
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,242
−HK$1,491/mo
Today · 4.125%
HK$57,733
baseline
▲ 0.50% · 4.625%
HK$60,776
+HK$3,043/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,466/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$909,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,082
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,920
−HK$1,867/mo
Today · 4.125%
HK$62,787
baseline
▲ 0.50% · 4.625%
HK$66,607
+HK$3,820/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,574/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,728
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,491
−HK$1,788/mo
Today · 4.125%
HK$69,279
baseline
▲ 0.50% · 4.625%
HK$72,931
+HK$3,652/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,558/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,929
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,073
−HK$2,178/mo
Today · 4.125%
HK$73,251
baseline
▲ 0.50% · 4.625%
HK$77,709
+HK$4,458/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$146,502/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,683
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,739
−HK$2,087/mo
Today · 4.125%
HK$80,826
baseline
▲ 0.50% · 4.625%
HK$85,086
+HK$4,260/mo
Deposit HK$6.48M · loan HK$15.11M · min. income ≈ HK$161,652/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,623
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,380
−HK$2,800/mo
Today · 4.125%
HK$94,180
baseline
▲ 0.50% · 4.625%
HK$99,911
+HK$5,731/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,360/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,592
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$101,236
−HK$2,683/mo
Today · 4.125%
HK$103,919
baseline
▲ 0.50% · 4.625%
HK$109,396
+HK$5,477/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,838/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,185 · Scale 2, in force from 26 Feb 2026)