LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,238
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,770
−HK$1,556/mo
Today · 4.125%
HK$52,326
baseline
▲ 0.50% · 4.625%
HK$55,510
+HK$3,184/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,652/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$909,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,777
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,246
−HK$1,490/mo
Today · 4.125%
HK$57,736
baseline
▲ 0.50% · 4.625%
HK$60,780
+HK$3,044/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,472/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$909,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,086
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,923
−HK$1,868/mo
Today · 4.125%
HK$62,791
baseline
▲ 0.50% · 4.625%
HK$66,611
+HK$3,820/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,582/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,732
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,495
−HK$1,788/mo
Today · 4.125%
HK$69,283
baseline
▲ 0.50% · 4.625%
HK$72,935
+HK$3,652/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,566/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,933
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$71,077
−HK$2,179/mo
Today · 4.125%
HK$73,256
baseline
▲ 0.50% · 4.625%
HK$77,713
+HK$4,457/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,512/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,687
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$78,744
−HK$2,087/mo
Today · 4.125%
HK$80,831
baseline
▲ 0.50% · 4.625%
HK$85,091
+HK$4,260/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,662/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,628
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$91,385
−HK$2,801/mo
Today · 4.125%
HK$94,186
baseline
▲ 0.50% · 4.625%
HK$99,917
+HK$5,731/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$188,372/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,598
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$101,242
−HK$2,683/mo
Today · 4.125%
HK$103,925
baseline
▲ 0.50% · 4.625%
HK$109,403
+HK$5,478/mo
Deposit HK$2.16M · loan HK$19.43M · min. income ≈ HK$207,850/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,317 · Scale 2, in force from 26 Feb 2026)