LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,244
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,776
−HK$1,556/mo
Today · 4.125%
HK$52,332
baseline
▲ 0.50% · 4.625%
HK$55,516
+HK$3,184/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,664/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$909,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,783
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,253
−HK$1,490/mo
Today · 4.125%
HK$57,743
baseline
▲ 0.50% · 4.625%
HK$60,787
+HK$3,044/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,486/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$909,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,093
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,931
−HK$1,867/mo
Today · 4.125%
HK$62,798
baseline
▲ 0.50% · 4.625%
HK$66,619
+HK$3,821/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,596/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,740
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,503
−HK$1,789/mo
Today · 4.125%
HK$69,292
baseline
▲ 0.50% · 4.625%
HK$72,944
+HK$3,652/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,584/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,941
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,086
−HK$2,179/mo
Today · 4.125%
HK$73,265
baseline
▲ 0.50% · 4.625%
HK$77,723
+HK$4,458/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,530/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,697
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,754
−HK$2,086/mo
Today · 4.125%
HK$80,840
baseline
▲ 0.50% · 4.625%
HK$85,101
+HK$4,261/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,680/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,639
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$91,396
−HK$2,801/mo
Today · 4.125%
HK$94,197
baseline
▲ 0.50% · 4.625%
HK$99,929
+HK$5,732/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$188,394/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,610
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$101,255
−HK$2,682/mo
Today · 4.125%
HK$103,937
baseline
▲ 0.50% · 4.625%
HK$109,416
+HK$5,479/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$207,874/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,574 · Scale 2, in force from 26 Feb 2026)