LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,246
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,778
−HK$1,556/mo
Today · 4.125%
HK$52,334
baseline
▲ 0.50% · 4.625%
HK$55,519
+HK$3,185/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,668/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$909,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,786
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,255
−HK$1,491/mo
Today · 4.125%
HK$57,746
baseline
▲ 0.50% · 4.625%
HK$60,789
+HK$3,043/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,492/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$909,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,095
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,933
−HK$1,868/mo
Today · 4.125%
HK$62,801
baseline
▲ 0.50% · 4.625%
HK$66,622
+HK$3,821/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,602/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,743
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,506
−HK$1,789/mo
Today · 4.125%
HK$69,295
baseline
▲ 0.50% · 4.625%
HK$72,947
+HK$3,652/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,590/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$909,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,944
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,089
−HK$2,179/mo
Today · 4.125%
HK$73,268
baseline
▲ 0.50% · 4.625%
HK$77,726
+HK$4,458/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,536/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,700
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$78,757
−HK$2,087/mo
Today · 4.125%
HK$80,844
baseline
▲ 0.50% · 4.625%
HK$85,105
+HK$4,261/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,688/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$909,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,643
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$91,400
−HK$2,801/mo
Today · 4.125%
HK$94,201
baseline
▲ 0.50% · 4.625%
HK$99,933
+HK$5,732/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$188,402/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,614
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,259
−HK$2,683/mo
Today · 4.125%
HK$103,942
baseline
▲ 0.50% · 4.625%
HK$109,421
+HK$5,479/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$207,884/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$909,669 · Scale 2, in force from 26 Feb 2026)