LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,255
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,787
−HK$1,556/mo
Today · 4.125%
HK$52,343
baseline
▲ 0.50% · 4.625%
HK$55,528
+HK$3,185/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,686/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,795
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,265
−HK$1,491/mo
Today · 4.125%
HK$57,756
baseline
▲ 0.50% · 4.625%
HK$60,800
+HK$3,044/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,512/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,106
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,944
−HK$1,868/mo
Today · 4.125%
HK$62,812
baseline
▲ 0.50% · 4.625%
HK$66,634
+HK$3,822/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,624/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,754
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,518
−HK$1,789/mo
Today · 4.125%
HK$69,307
baseline
▲ 0.50% · 4.625%
HK$72,960
+HK$3,653/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,614/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,957
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,102
−HK$2,179/mo
Today · 4.125%
HK$73,281
baseline
▲ 0.50% · 4.625%
HK$77,740
+HK$4,459/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,562/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,714
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$78,771
−HK$2,087/mo
Today · 4.125%
HK$80,858
baseline
▲ 0.50% · 4.625%
HK$85,120
+HK$4,262/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,716/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,659
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,416
−HK$2,802/mo
Today · 4.125%
HK$94,218
baseline
▲ 0.50% · 4.625%
HK$99,951
+HK$5,733/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$188,436/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,632
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,277
−HK$2,683/mo
Today · 4.125%
HK$103,960
baseline
▲ 0.50% · 4.625%
HK$109,440
+HK$5,480/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$207,920/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,053 · Scale 2, in force from 26 Feb 2026)