LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,256
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,788
−HK$1,557/mo
Today · 4.125%
HK$52,345
baseline
▲ 0.50% · 4.625%
HK$55,530
+HK$3,185/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,690/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,797
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,267
−HK$1,491/mo
Today · 4.125%
HK$57,758
baseline
▲ 0.50% · 4.625%
HK$60,802
+HK$3,044/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,516/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,108
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,946
−HK$1,868/mo
Today · 4.125%
HK$62,814
baseline
▲ 0.50% · 4.625%
HK$66,636
+HK$3,822/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,628/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,757
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,520
−HK$1,789/mo
Today · 4.125%
HK$69,309
baseline
▲ 0.50% · 4.625%
HK$72,963
+HK$3,654/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,618/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,959
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,104
−HK$2,179/mo
Today · 4.125%
HK$73,283
baseline
▲ 0.50% · 4.625%
HK$77,742
+HK$4,459/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,566/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,716
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,773
−HK$2,088/mo
Today · 4.125%
HK$80,861
baseline
▲ 0.50% · 4.625%
HK$85,123
+HK$4,262/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,722/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,661
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,419
−HK$2,802/mo
Today · 4.125%
HK$94,221
baseline
▲ 0.50% · 4.625%
HK$99,954
+HK$5,733/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$188,442/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,635
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,280
−HK$2,684/mo
Today · 4.125%
HK$103,964
baseline
▲ 0.50% · 4.625%
HK$109,444
+HK$5,480/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$207,928/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,121 · Scale 2, in force from 26 Feb 2026)