LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,260
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,792
−HK$1,557/mo
Today · 4.125%
HK$52,349
baseline
▲ 0.50% · 4.625%
HK$55,534
+HK$3,185/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,698/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,801
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,271
−HK$1,491/mo
Today · 4.125%
HK$57,762
baseline
▲ 0.50% · 4.625%
HK$60,806
+HK$3,044/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,524/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,112
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,950
−HK$1,868/mo
Today · 4.125%
HK$62,818
baseline
▲ 0.50% · 4.625%
HK$66,641
+HK$3,823/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,636/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,761
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,525
−HK$1,789/mo
Today · 4.125%
HK$69,314
baseline
▲ 0.50% · 4.625%
HK$72,967
+HK$3,653/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,628/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,963
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,109
−HK$2,179/mo
Today · 4.125%
HK$73,288
baseline
▲ 0.50% · 4.625%
HK$77,747
+HK$4,459/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,576/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,721
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,779
−HK$2,087/mo
Today · 4.125%
HK$80,866
baseline
▲ 0.50% · 4.625%
HK$85,129
+HK$4,263/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,732/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,667
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,425
−HK$2,803/mo
Today · 4.125%
HK$94,228
baseline
▲ 0.50% · 4.625%
HK$99,961
+HK$5,733/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$188,456/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,641
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,287
−HK$2,684/mo
Today · 4.125%
HK$103,971
baseline
▲ 0.50% · 4.625%
HK$109,451
+HK$5,480/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$207,942/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,266 · Scale 2, in force from 26 Feb 2026)