LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,261
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,793
−HK$1,557/mo
Today · 4.125%
HK$52,350
baseline
▲ 0.50% · 4.625%
HK$55,535
+HK$3,185/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,700/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,802
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,272
−HK$1,491/mo
Today · 4.125%
HK$57,763
baseline
▲ 0.50% · 4.625%
HK$60,807
+HK$3,044/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,526/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,113
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,951
−HK$1,869/mo
Today · 4.125%
HK$62,820
baseline
▲ 0.50% · 4.625%
HK$66,642
+HK$3,822/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,640/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,762
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,526
−HK$1,789/mo
Today · 4.125%
HK$69,315
baseline
▲ 0.50% · 4.625%
HK$72,969
+HK$3,654/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,630/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,965
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,110
−HK$2,179/mo
Today · 4.125%
HK$73,289
baseline
▲ 0.50% · 4.625%
HK$77,749
+HK$4,460/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,578/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,723
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,780
−HK$2,088/mo
Today · 4.125%
HK$80,868
baseline
▲ 0.50% · 4.625%
HK$85,130
+HK$4,262/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,736/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,669
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,427
−HK$2,802/mo
Today · 4.125%
HK$94,229
baseline
▲ 0.50% · 4.625%
HK$99,963
+HK$5,734/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$188,458/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,643
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,289
−HK$2,684/mo
Today · 4.125%
HK$103,973
baseline
▲ 0.50% · 4.625%
HK$109,453
+HK$5,480/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$207,946/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,307 · Scale 2, in force from 26 Feb 2026)