LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,262
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,794
−HK$1,557/mo
Today · 4.125%
HK$52,351
baseline
▲ 0.50% · 4.625%
HK$55,537
+HK$3,186/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,702/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,803
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,273
−HK$1,491/mo
Today · 4.125%
HK$57,764
baseline
▲ 0.50% · 4.625%
HK$60,809
+HK$3,045/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,528/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,114
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,953
−HK$1,868/mo
Today · 4.125%
HK$62,821
baseline
▲ 0.50% · 4.625%
HK$66,644
+HK$3,823/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,642/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,764
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,528
−HK$1,789/mo
Today · 4.125%
HK$69,317
baseline
▲ 0.50% · 4.625%
HK$72,971
+HK$3,654/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,634/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,967
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,112
−HK$2,180/mo
Today · 4.125%
HK$73,292
baseline
▲ 0.50% · 4.625%
HK$77,751
+HK$4,459/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,584/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,725
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,783
−HK$2,087/mo
Today · 4.125%
HK$80,870
baseline
▲ 0.50% · 4.625%
HK$85,133
+HK$4,263/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,740/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,672
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,430
−HK$2,802/mo
Today · 4.125%
HK$94,232
baseline
▲ 0.50% · 4.625%
HK$99,966
+HK$5,734/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$188,464/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,646
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,292
−HK$2,684/mo
Today · 4.125%
HK$103,976
baseline
▲ 0.50% · 4.625%
HK$109,457
+HK$5,481/mo
Deposit HK$2.16M · loan HK$19.44M · min. income ≈ HK$207,952/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,371 · Scale 2, in force from 26 Feb 2026)