LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,268
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,801
−HK$1,557/mo
Today · 4.125%
HK$52,358
baseline
▲ 0.50% · 4.625%
HK$55,544
+HK$3,186/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,716/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,810
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,280
−HK$1,492/mo
Today · 4.125%
HK$57,772
baseline
▲ 0.50% · 4.625%
HK$60,817
+HK$3,045/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,544/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,122
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,961
−HK$1,868/mo
Today · 4.125%
HK$62,829
baseline
▲ 0.50% · 4.625%
HK$66,652
+HK$3,823/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,658/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,772
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,536
−HK$1,790/mo
Today · 4.125%
HK$69,326
baseline
▲ 0.50% · 4.625%
HK$72,980
+HK$3,654/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,652/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,975
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,121
−HK$2,180/mo
Today · 4.125%
HK$73,301
baseline
▲ 0.50% · 4.625%
HK$77,761
+HK$4,460/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,602/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,735
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,793
−HK$2,087/mo
Today · 4.125%
HK$80,880
baseline
▲ 0.50% · 4.625%
HK$85,144
+HK$4,264/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,760/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,683
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,441
−HK$2,803/mo
Today · 4.125%
HK$94,244
baseline
▲ 0.50% · 4.625%
HK$99,978
+HK$5,734/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,488/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,659
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,305
−HK$2,684/mo
Today · 4.125%
HK$103,989
baseline
▲ 0.50% · 4.625%
HK$109,470
+HK$5,481/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$207,978/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,643 · Scale 2, in force from 26 Feb 2026)