LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,269
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,801
−HK$1,557/mo
Today · 4.125%
HK$52,358
baseline
▲ 0.50% · 4.625%
HK$55,544
+HK$3,186/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,716/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,811
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,281
−HK$1,491/mo
Today · 4.125%
HK$57,772
baseline
▲ 0.50% · 4.625%
HK$60,818
+HK$3,046/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,544/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,123
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,962
−HK$1,868/mo
Today · 4.125%
HK$62,830
baseline
▲ 0.50% · 4.625%
HK$66,653
+HK$3,823/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,660/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,773
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,537
−HK$1,790/mo
Today · 4.125%
HK$69,327
baseline
▲ 0.50% · 4.625%
HK$72,981
+HK$3,654/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,654/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,976
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,122
−HK$2,180/mo
Today · 4.125%
HK$73,302
baseline
▲ 0.50% · 4.625%
HK$77,762
+HK$4,460/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,604/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,736
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,794
−HK$2,087/mo
Today · 4.125%
HK$80,881
baseline
▲ 0.50% · 4.625%
HK$85,145
+HK$4,264/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,762/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,684
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,443
−HK$2,802/mo
Today · 4.125%
HK$94,245
baseline
▲ 0.50% · 4.625%
HK$99,980
+HK$5,735/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,490/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,660
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,306
−HK$2,684/mo
Today · 4.125%
HK$103,990
baseline
▲ 0.50% · 4.625%
HK$109,472
+HK$5,482/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$207,980/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,674 · Scale 2, in force from 26 Feb 2026)