LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,269
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,802
−HK$1,557/mo
Today · 4.125%
HK$52,359
baseline
▲ 0.50% · 4.625%
HK$55,545
+HK$3,186/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,718/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,812
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,282
−HK$1,491/mo
Today · 4.125%
HK$57,773
baseline
▲ 0.50% · 4.625%
HK$60,818
+HK$3,045/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,546/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,123
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,962
−HK$1,869/mo
Today · 4.125%
HK$62,831
baseline
▲ 0.50% · 4.625%
HK$66,654
+HK$3,823/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,662/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,774
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,538
−HK$1,790/mo
Today · 4.125%
HK$69,328
baseline
▲ 0.50% · 4.625%
HK$72,982
+HK$3,654/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,656/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,977
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,123
−HK$2,180/mo
Today · 4.125%
HK$73,303
baseline
▲ 0.50% · 4.625%
HK$77,763
+HK$4,460/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$146,606/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,736
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,794
−HK$2,088/mo
Today · 4.125%
HK$80,882
baseline
▲ 0.50% · 4.625%
HK$85,146
+HK$4,264/mo
Deposit HK$6.48M · loan HK$15.12M · min. income ≈ HK$161,764/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,685
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,443
−HK$2,803/mo
Today · 4.125%
HK$94,246
baseline
▲ 0.50% · 4.625%
HK$99,981
+HK$5,735/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,492/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,661
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,307
−HK$2,684/mo
Today · 4.125%
HK$103,991
baseline
▲ 0.50% · 4.625%
HK$109,473
+HK$5,482/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$207,982/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,694 · Scale 2, in force from 26 Feb 2026)