LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,272
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,804
−HK$1,558/mo
Today · 4.125%
HK$52,362
baseline
▲ 0.50% · 4.625%
HK$55,548
+HK$3,186/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,724/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,814
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,284
−HK$1,492/mo
Today · 4.125%
HK$57,776
baseline
▲ 0.50% · 4.625%
HK$60,821
+HK$3,045/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,552/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$910,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,126
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,965
−HK$1,869/mo
Today · 4.125%
HK$62,834
baseline
▲ 0.50% · 4.625%
HK$66,657
+HK$3,823/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$125,668/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,777
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,541
−HK$1,790/mo
Today · 4.125%
HK$69,331
baseline
▲ 0.50% · 4.625%
HK$72,985
+HK$3,654/mo
Deposit HK$8.64M · loan HK$12.96M · min. income ≈ HK$138,662/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,980
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,126
−HK$2,180/mo
Today · 4.125%
HK$73,306
baseline
▲ 0.50% · 4.625%
HK$77,767
+HK$4,461/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$146,612/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,740
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,798
−HK$2,088/mo
Today · 4.125%
HK$80,886
baseline
▲ 0.50% · 4.625%
HK$85,150
+HK$4,264/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$161,772/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,689
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,448
−HK$2,803/mo
Today · 4.125%
HK$94,251
baseline
▲ 0.50% · 4.625%
HK$99,986
+HK$5,735/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,502/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,666
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,312
−HK$2,684/mo
Today · 4.125%
HK$103,996
baseline
▲ 0.50% · 4.625%
HK$109,478
+HK$5,482/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$207,992/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,799 · Scale 2, in force from 26 Feb 2026)