LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,273
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,806
−HK$1,557/mo
Today · 4.125%
HK$52,363
baseline
▲ 0.50% · 4.625%
HK$55,549
+HK$3,186/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,726/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$910,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,816
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,286
−HK$1,492/mo
Today · 4.125%
HK$57,778
baseline
▲ 0.50% · 4.625%
HK$60,823
+HK$3,045/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,556/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$910,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,128
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,967
−HK$1,869/mo
Today · 4.125%
HK$62,836
baseline
▲ 0.50% · 4.625%
HK$66,659
+HK$3,823/mo
Deposit HK$8.64M · loan HK$12.97M · min. income ≈ HK$125,672/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,779
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,544
−HK$1,789/mo
Today · 4.125%
HK$69,333
baseline
▲ 0.50% · 4.625%
HK$72,988
+HK$3,655/mo
Deposit HK$8.64M · loan HK$12.97M · min. income ≈ HK$138,666/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,983
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,128
−HK$2,181/mo
Today · 4.125%
HK$73,309
baseline
▲ 0.50% · 4.625%
HK$77,769
+HK$4,460/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$146,618/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,743
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,801
−HK$2,088/mo
Today · 4.125%
HK$80,889
baseline
▲ 0.50% · 4.625%
HK$85,153
+HK$4,264/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$161,778/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,692
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,451
−HK$2,803/mo
Today · 4.125%
HK$94,254
baseline
▲ 0.50% · 4.625%
HK$99,989
+HK$5,735/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,508/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,669
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,315
−HK$2,685/mo
Today · 4.125%
HK$104,000
baseline
▲ 0.50% · 4.625%
HK$109,482
+HK$5,482/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$208,000/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,870 · Scale 2, in force from 26 Feb 2026)