LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,275
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,807
−HK$1,558/mo
Today · 4.125%
HK$52,365
baseline
▲ 0.50% · 4.625%
HK$55,551
+HK$3,186/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$104,730/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$910,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,818
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,288
−HK$1,491/mo
Today · 4.125%
HK$57,779
baseline
▲ 0.50% · 4.625%
HK$60,825
+HK$3,046/mo
Deposit HK$10.80M · loan HK$10.80M · min. income ≈ HK$115,558/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$910,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,130
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,969
−HK$1,869/mo
Today · 4.125%
HK$62,838
baseline
▲ 0.50% · 4.625%
HK$66,661
+HK$3,823/mo
Deposit HK$8.64M · loan HK$12.97M · min. income ≈ HK$125,676/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,781
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,545
−HK$1,790/mo
Today · 4.125%
HK$69,335
baseline
▲ 0.50% · 4.625%
HK$72,990
+HK$3,655/mo
Deposit HK$8.64M · loan HK$12.97M · min. income ≈ HK$138,670/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$910,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,985
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,130
−HK$2,180/mo
Today · 4.125%
HK$73,310
baseline
▲ 0.50% · 4.625%
HK$77,771
+HK$4,461/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$146,620/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,745
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,803
−HK$2,088/mo
Today · 4.125%
HK$80,891
baseline
▲ 0.50% · 4.625%
HK$85,155
+HK$4,264/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$161,782/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$910,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,694
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,453
−HK$2,803/mo
Today · 4.125%
HK$94,256
baseline
▲ 0.50% · 4.625%
HK$99,992
+HK$5,736/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,512/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,672
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,318
−HK$2,685/mo
Today · 4.125%
HK$104,003
baseline
▲ 0.50% · 4.625%
HK$109,485
+HK$5,482/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$208,006/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$910,927 · Scale 2, in force from 26 Feb 2026)