LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,280
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,813
−HK$1,558/mo
Today · 4.125%
HK$52,371
baseline
▲ 0.50% · 4.625%
HK$55,557
+HK$3,186/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,742/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,824
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,294
−HK$1,492/mo
Today · 4.125%
HK$57,786
baseline
▲ 0.50% · 4.625%
HK$60,832
+HK$3,046/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,572/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,136
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,976
−HK$1,869/mo
Today · 4.125%
HK$62,845
baseline
▲ 0.50% · 4.625%
HK$66,669
+HK$3,824/mo
Deposit HK$8.64M · loan HK$12.97M · min. income ≈ HK$125,690/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,789
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,553
−HK$1,790/mo
Today · 4.125%
HK$69,343
baseline
▲ 0.50% · 4.625%
HK$72,998
+HK$3,655/mo
Deposit HK$8.64M · loan HK$12.97M · min. income ≈ HK$138,686/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,992
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,138
−HK$2,181/mo
Today · 4.125%
HK$73,319
baseline
▲ 0.50% · 4.625%
HK$77,780
+HK$4,461/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$146,638/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$911,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,753
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,812
−HK$2,088/mo
Today · 4.125%
HK$80,900
baseline
▲ 0.50% · 4.625%
HK$85,164
+HK$4,264/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$161,800/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$911,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,704
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$91,464
−HK$2,803/mo
Today · 4.125%
HK$94,267
baseline
▲ 0.50% · 4.625%
HK$100,003
+HK$5,736/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,534/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,683
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,329
−HK$2,685/mo
Today · 4.125%
HK$104,014
baseline
▲ 0.50% · 4.625%
HK$109,497
+HK$5,483/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$208,028/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,171 · Scale 2, in force from 26 Feb 2026)