LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,283
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,816
−HK$1,557/mo
Today · 4.125%
HK$52,373
baseline
▲ 0.50% · 4.625%
HK$55,560
+HK$3,187/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,746/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,827
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,297
−HK$1,492/mo
Today · 4.125%
HK$57,789
baseline
▲ 0.50% · 4.625%
HK$60,835
+HK$3,046/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,578/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,139
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,979
−HK$1,869/mo
Today · 4.125%
HK$62,848
baseline
▲ 0.50% · 4.625%
HK$66,672
+HK$3,824/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,696/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,792
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,557
−HK$1,790/mo
Today · 4.125%
HK$69,347
baseline
▲ 0.50% · 4.625%
HK$73,002
+HK$3,655/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,694/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,996
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,142
−HK$2,181/mo
Today · 4.125%
HK$73,323
baseline
▲ 0.50% · 4.625%
HK$77,784
+HK$4,461/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$146,646/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,757
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,816
−HK$2,088/mo
Today · 4.125%
HK$80,904
baseline
▲ 0.50% · 4.625%
HK$85,169
+HK$4,265/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$161,808/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,709
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$91,469
−HK$2,803/mo
Today · 4.125%
HK$94,272
baseline
▲ 0.50% · 4.625%
HK$100,008
+HK$5,736/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,544/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,688
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$101,335
−HK$2,685/mo
Today · 4.125%
HK$104,020
baseline
▲ 0.50% · 4.625%
HK$109,503
+HK$5,483/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$208,040/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,286 · Scale 2, in force from 26 Feb 2026)