LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,284
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,817
−HK$1,558/mo
Today · 4.125%
HK$52,375
baseline
▲ 0.50% · 4.625%
HK$55,561
+HK$3,186/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,750/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,828
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,298
−HK$1,492/mo
Today · 4.125%
HK$57,790
baseline
▲ 0.50% · 4.625%
HK$60,836
+HK$3,046/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,580/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,141
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,980
−HK$1,870/mo
Today · 4.125%
HK$62,850
baseline
▲ 0.50% · 4.625%
HK$66,674
+HK$3,824/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,700/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,794
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,558
−HK$1,790/mo
Today · 4.125%
HK$69,348
baseline
▲ 0.50% · 4.625%
HK$73,004
+HK$3,656/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,696/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,998
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,144
−HK$2,180/mo
Today · 4.125%
HK$73,324
baseline
▲ 0.50% · 4.625%
HK$77,786
+HK$4,462/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$146,648/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,759
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,818
−HK$2,088/mo
Today · 4.125%
HK$80,906
baseline
▲ 0.50% · 4.625%
HK$85,171
+HK$4,265/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$161,812/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,711
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$91,471
−HK$2,803/mo
Today · 4.125%
HK$94,274
baseline
▲ 0.50% · 4.625%
HK$100,011
+HK$5,737/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,548/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,690
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$101,337
−HK$2,685/mo
Today · 4.125%
HK$104,022
baseline
▲ 0.50% · 4.625%
HK$109,506
+HK$5,484/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$208,044/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,339 · Scale 2, in force from 26 Feb 2026)