LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,287
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,820
−HK$1,558/mo
Today · 4.125%
HK$52,378
baseline
▲ 0.50% · 4.625%
HK$55,565
+HK$3,187/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,756/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,831
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,302
−HK$1,492/mo
Today · 4.125%
HK$57,794
baseline
▲ 0.50% · 4.625%
HK$60,840
+HK$3,046/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,588/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,144
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,984
−HK$1,869/mo
Today · 4.125%
HK$62,853
baseline
▲ 0.50% · 4.625%
HK$66,678
+HK$3,825/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,706/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,797
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,562
−HK$1,790/mo
Today · 4.125%
HK$69,352
baseline
▲ 0.50% · 4.625%
HK$73,008
+HK$3,656/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,704/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,002
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,148
−HK$2,181/mo
Today · 4.125%
HK$73,329
baseline
▲ 0.50% · 4.625%
HK$77,791
+HK$4,462/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$146,658/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,764
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,822
−HK$2,089/mo
Today · 4.125%
HK$80,911
baseline
▲ 0.50% · 4.625%
HK$85,176
+HK$4,265/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$161,822/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,716
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,476
−HK$2,804/mo
Today · 4.125%
HK$94,280
baseline
▲ 0.50% · 4.625%
HK$100,016
+HK$5,736/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,560/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,696
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$101,343
−HK$2,685/mo
Today · 4.125%
HK$104,028
baseline
▲ 0.50% · 4.625%
HK$109,512
+HK$5,484/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$208,056/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,463 · Scale 2, in force from 26 Feb 2026)