LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,288
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,821
−HK$1,558/mo
Today · 4.125%
HK$52,379
baseline
▲ 0.50% · 4.625%
HK$55,566
+HK$3,187/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,758/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,832
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,303
−HK$1,492/mo
Today · 4.125%
HK$57,795
baseline
▲ 0.50% · 4.625%
HK$60,841
+HK$3,046/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,590/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,145
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,985
−HK$1,869/mo
Today · 4.125%
HK$62,854
baseline
▲ 0.50% · 4.625%
HK$66,679
+HK$3,825/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,708/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,799
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,563
−HK$1,790/mo
Today · 4.125%
HK$69,353
baseline
▲ 0.50% · 4.625%
HK$73,009
+HK$3,656/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,706/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,003
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,149
−HK$2,181/mo
Today · 4.125%
HK$73,330
baseline
▲ 0.50% · 4.625%
HK$77,792
+HK$4,462/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$146,660/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,765
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,824
−HK$2,088/mo
Today · 4.125%
HK$80,912
baseline
▲ 0.50% · 4.625%
HK$85,177
+HK$4,265/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$161,824/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,718
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$91,478
−HK$2,803/mo
Today · 4.125%
HK$94,281
baseline
▲ 0.50% · 4.625%
HK$100,018
+HK$5,737/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,562/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,698
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$101,345
−HK$2,685/mo
Today · 4.125%
HK$104,030
baseline
▲ 0.50% · 4.625%
HK$109,514
+HK$5,484/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$208,060/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,501 · Scale 2, in force from 26 Feb 2026)