LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,291
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,824
−HK$1,558/mo
Today · 4.125%
HK$52,382
baseline
▲ 0.50% · 4.625%
HK$55,569
+HK$3,187/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,764/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,835
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,306
−HK$1,492/mo
Today · 4.125%
HK$57,798
baseline
▲ 0.50% · 4.625%
HK$60,845
+HK$3,047/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,596/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,149
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,989
−HK$1,869/mo
Today · 4.125%
HK$62,858
baseline
▲ 0.50% · 4.625%
HK$66,683
+HK$3,825/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,716/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,802
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,567
−HK$1,791/mo
Today · 4.125%
HK$69,358
baseline
▲ 0.50% · 4.625%
HK$73,013
+HK$3,655/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,716/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,007
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,153
−HK$2,181/mo
Today · 4.125%
HK$73,334
baseline
▲ 0.50% · 4.625%
HK$77,796
+HK$4,462/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$146,668/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,769
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,828
−HK$2,089/mo
Today · 4.125%
HK$80,917
baseline
▲ 0.50% · 4.625%
HK$85,182
+HK$4,265/mo
Deposit HK$6.48M · loan HK$15.13M · min. income ≈ HK$161,834/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,723
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,483
−HK$2,804/mo
Today · 4.125%
HK$94,287
baseline
▲ 0.50% · 4.625%
HK$100,024
+HK$5,737/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$188,574/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,704
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$101,351
−HK$2,685/mo
Today · 4.125%
HK$104,036
baseline
▲ 0.50% · 4.625%
HK$109,520
+HK$5,484/mo
Deposit HK$2.16M · loan HK$19.45M · min. income ≈ HK$208,072/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,627 · Scale 2, in force from 26 Feb 2026)