LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,292
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,826
−HK$1,557/mo
Today · 4.125%
HK$52,383
baseline
▲ 0.50% · 4.625%
HK$55,571
+HK$3,188/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,766/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,837
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,308
−HK$1,492/mo
Today · 4.125%
HK$57,800
baseline
▲ 0.50% · 4.625%
HK$60,847
+HK$3,047/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,600/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,151
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,991
−HK$1,869/mo
Today · 4.125%
HK$62,860
baseline
▲ 0.50% · 4.625%
HK$66,685
+HK$3,825/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,720/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,805
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,569
−HK$1,791/mo
Today · 4.125%
HK$69,360
baseline
▲ 0.50% · 4.625%
HK$73,016
+HK$3,656/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,720/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,009
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,156
−HK$2,181/mo
Today · 4.125%
HK$73,337
baseline
▲ 0.50% · 4.625%
HK$77,799
+HK$4,462/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$146,674/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,772
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,831
−HK$2,089/mo
Today · 4.125%
HK$80,920
baseline
▲ 0.50% · 4.625%
HK$85,185
+HK$4,265/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$161,840/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,726
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,486
−HK$2,804/mo
Today · 4.125%
HK$94,290
baseline
▲ 0.50% · 4.625%
HK$100,027
+HK$5,737/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,580/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,707
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,354
−HK$2,686/mo
Today · 4.125%
HK$104,040
baseline
▲ 0.50% · 4.625%
HK$109,524
+HK$5,484/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,080/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,698 · Scale 2, in force from 26 Feb 2026)