LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,294
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,827
−HK$1,558/mo
Today · 4.125%
HK$52,385
baseline
▲ 0.50% · 4.625%
HK$55,573
+HK$3,188/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,770/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,839
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,310
−HK$1,492/mo
Today · 4.125%
HK$57,802
baseline
▲ 0.50% · 4.625%
HK$60,849
+HK$3,047/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,604/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,153
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,993
−HK$1,869/mo
Today · 4.125%
HK$62,862
baseline
▲ 0.50% · 4.625%
HK$66,687
+HK$3,825/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,724/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,807
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,572
−HK$1,790/mo
Today · 4.125%
HK$69,362
baseline
▲ 0.50% · 4.625%
HK$73,019
+HK$3,657/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,724/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,012
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,158
−HK$2,181/mo
Today · 4.125%
HK$73,339
baseline
▲ 0.50% · 4.625%
HK$77,802
+HK$4,463/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$146,678/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,775
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,834
−HK$2,089/mo
Today · 4.125%
HK$80,923
baseline
▲ 0.50% · 4.625%
HK$85,188
+HK$4,265/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$161,846/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,729
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,489
−HK$2,805/mo
Today · 4.125%
HK$94,294
baseline
▲ 0.50% · 4.625%
HK$100,031
+HK$5,737/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,588/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,711
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,358
−HK$2,686/mo
Today · 4.125%
HK$104,044
baseline
▲ 0.50% · 4.625%
HK$109,528
+HK$5,484/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,088/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,779 · Scale 2, in force from 26 Feb 2026)