LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,295
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,829
−HK$1,557/mo
Today · 4.125%
HK$52,386
baseline
▲ 0.50% · 4.625%
HK$55,574
+HK$3,188/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,772/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,840
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,311
−HK$1,492/mo
Today · 4.125%
HK$57,803
baseline
▲ 0.50% · 4.625%
HK$60,850
+HK$3,047/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,606/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$911,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,154
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$60,994
−HK$1,870/mo
Today · 4.125%
HK$62,864
baseline
▲ 0.50% · 4.625%
HK$66,689
+HK$3,825/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,728/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,809
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,574
−HK$1,790/mo
Today · 4.125%
HK$69,364
baseline
▲ 0.50% · 4.625%
HK$73,020
+HK$3,656/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,728/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$911,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,013
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,160
−HK$2,181/mo
Today · 4.125%
HK$73,341
baseline
▲ 0.50% · 4.625%
HK$77,804
+HK$4,463/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$146,682/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,777
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,836
−HK$2,089/mo
Today · 4.125%
HK$80,925
baseline
▲ 0.50% · 4.625%
HK$85,190
+HK$4,265/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$161,850/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$911,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,731
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,491
−HK$2,805/mo
Today · 4.125%
HK$94,296
baseline
▲ 0.50% · 4.625%
HK$100,033
+HK$5,737/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,592/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,713
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,360
−HK$2,686/mo
Today · 4.125%
HK$104,046
baseline
▲ 0.50% · 4.625%
HK$109,530
+HK$5,484/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,092/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$911,829 · Scale 2, in force from 26 Feb 2026)