LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,300
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,833
−HK$1,558/mo
Today · 4.125%
HK$52,391
baseline
▲ 0.50% · 4.625%
HK$55,579
+HK$3,188/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,782/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$912,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,846
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,317
−HK$1,492/mo
Today · 4.125%
HK$57,809
baseline
▲ 0.50% · 4.625%
HK$60,856
+HK$3,047/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,618/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$912,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,160
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,000
−HK$1,870/mo
Today · 4.125%
HK$62,870
baseline
▲ 0.50% · 4.625%
HK$66,695
+HK$3,825/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,740/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,815
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,580
−HK$1,791/mo
Today · 4.125%
HK$69,371
baseline
▲ 0.50% · 4.625%
HK$73,027
+HK$3,656/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,742/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,020
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,167
−HK$2,181/mo
Today · 4.125%
HK$73,348
baseline
▲ 0.50% · 4.625%
HK$77,811
+HK$4,463/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$146,696/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,784
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,843
−HK$2,089/mo
Today · 4.125%
HK$80,932
baseline
▲ 0.50% · 4.625%
HK$85,198
+HK$4,266/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$161,864/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,740
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,500
−HK$2,805/mo
Today · 4.125%
HK$94,305
baseline
▲ 0.50% · 4.625%
HK$100,043
+HK$5,738/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,610/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$912,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,722
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$101,370
−HK$2,686/mo
Today · 4.125%
HK$104,056
baseline
▲ 0.50% · 4.625%
HK$109,541
+HK$5,485/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,112/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$912,036 · Scale 2, in force from 26 Feb 2026)