LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,301
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,835
−HK$1,558/mo
Today · 4.125%
HK$52,393
baseline
▲ 0.50% · 4.625%
HK$55,581
+HK$3,188/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,786/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$912,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,847
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,318
−HK$1,493/mo
Today · 4.125%
HK$57,811
baseline
▲ 0.50% · 4.625%
HK$60,858
+HK$3,047/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,622/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$912,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,162
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,002
−HK$1,870/mo
Today · 4.125%
HK$62,872
baseline
▲ 0.50% · 4.625%
HK$66,697
+HK$3,825/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,744/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,817
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,582
−HK$1,791/mo
Today · 4.125%
HK$69,373
baseline
▲ 0.50% · 4.625%
HK$73,029
+HK$3,656/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,746/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,022
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,169
−HK$2,181/mo
Today · 4.125%
HK$73,350
baseline
▲ 0.50% · 4.625%
HK$77,813
+HK$4,463/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$146,700/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,786
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,846
−HK$2,089/mo
Today · 4.125%
HK$80,935
baseline
▲ 0.50% · 4.625%
HK$85,201
+HK$4,266/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$161,870/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,742
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,503
−HK$2,804/mo
Today · 4.125%
HK$94,307
baseline
▲ 0.50% · 4.625%
HK$100,046
+HK$5,739/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,614/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$912,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,725
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$101,373
−HK$2,686/mo
Today · 4.125%
HK$104,059
baseline
▲ 0.50% · 4.625%
HK$109,544
+HK$5,485/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,118/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$912,098 · Scale 2, in force from 26 Feb 2026)