LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,302
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,836
−HK$1,558/mo
Today · 4.125%
HK$52,394
baseline
▲ 0.50% · 4.625%
HK$55,582
+HK$3,188/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,788/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$912,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,848
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,319
−HK$1,493/mo
Today · 4.125%
HK$57,812
baseline
▲ 0.50% · 4.625%
HK$60,859
+HK$3,047/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,624/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$912,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,163
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,003
−HK$1,870/mo
Today · 4.125%
HK$62,873
baseline
▲ 0.50% · 4.625%
HK$66,698
+HK$3,825/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,746/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,818
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,583
−HK$1,791/mo
Today · 4.125%
HK$69,374
baseline
▲ 0.50% · 4.625%
HK$73,031
+HK$3,657/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,748/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,023
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,170
−HK$2,182/mo
Today · 4.125%
HK$73,352
baseline
▲ 0.50% · 4.625%
HK$77,815
+HK$4,463/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$146,704/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,788
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,847
−HK$2,089/mo
Today · 4.125%
HK$80,936
baseline
▲ 0.50% · 4.625%
HK$85,202
+HK$4,266/mo
Deposit HK$6.49M · loan HK$15.13M · min. income ≈ HK$161,872/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,744
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,505
−HK$2,804/mo
Today · 4.125%
HK$94,309
baseline
▲ 0.50% · 4.625%
HK$100,048
+HK$5,739/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,618/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$912,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,727
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$101,375
−HK$2,686/mo
Today · 4.125%
HK$104,061
baseline
▲ 0.50% · 4.625%
HK$109,546
+HK$5,485/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,122/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$912,138 · Scale 2, in force from 26 Feb 2026)