LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,310
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,844
−HK$1,558/mo
Today · 4.125%
HK$52,402
baseline
▲ 0.50% · 4.625%
HK$55,591
+HK$3,189/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,804/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$912,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,857
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,328
−HK$1,493/mo
Today · 4.125%
HK$57,821
baseline
▲ 0.50% · 4.625%
HK$60,868
+HK$3,047/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,642/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$912,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,172
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,012
−HK$1,871/mo
Today · 4.125%
HK$62,883
baseline
▲ 0.50% · 4.625%
HK$66,709
+HK$3,826/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$125,766/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,828
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,594
−HK$1,791/mo
Today · 4.125%
HK$69,385
baseline
▲ 0.50% · 4.625%
HK$73,042
+HK$3,657/mo
Deposit HK$8.65M · loan HK$12.97M · min. income ≈ HK$138,770/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,034
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,181
−HK$2,182/mo
Today · 4.125%
HK$73,363
baseline
▲ 0.50% · 4.625%
HK$77,827
+HK$4,464/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,726/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,800
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,859
−HK$2,090/mo
Today · 4.125%
HK$80,949
baseline
▲ 0.50% · 4.625%
HK$85,216
+HK$4,267/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,898/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,758
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$91,519
−HK$2,805/mo
Today · 4.125%
HK$94,324
baseline
▲ 0.50% · 4.625%
HK$100,063
+HK$5,739/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,648/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$912,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,742
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,390
−HK$2,687/mo
Today · 4.125%
HK$104,077
baseline
▲ 0.50% · 4.625%
HK$109,563
+HK$5,486/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,154/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$912,473 · Scale 2, in force from 26 Feb 2026)