LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,312
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,845
−HK$1,559/mo
Today · 4.125%
HK$52,404
baseline
▲ 0.50% · 4.625%
HK$55,592
+HK$3,188/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,808/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,859
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,330
−HK$1,492/mo
Today · 4.125%
HK$57,822
baseline
▲ 0.50% · 4.625%
HK$60,870
+HK$3,048/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,644/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,174
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,015
−HK$1,870/mo
Today · 4.125%
HK$62,885
baseline
▲ 0.50% · 4.625%
HK$66,711
+HK$3,826/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,770/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,830
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,596
−HK$1,791/mo
Today · 4.125%
HK$69,387
baseline
▲ 0.50% · 4.625%
HK$73,044
+HK$3,657/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,774/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,036
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,184
−HK$2,181/mo
Today · 4.125%
HK$73,365
baseline
▲ 0.50% · 4.625%
HK$77,829
+HK$4,464/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,730/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,802
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,862
−HK$2,089/mo
Today · 4.125%
HK$80,951
baseline
▲ 0.50% · 4.625%
HK$85,219
+HK$4,268/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,902/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,761
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$91,522
−HK$2,805/mo
Today · 4.125%
HK$94,327
baseline
▲ 0.50% · 4.625%
HK$100,066
+HK$5,739/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,654/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,746
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$101,394
−HK$2,686/mo
Today · 4.125%
HK$104,080
baseline
▲ 0.50% · 4.625%
HK$109,567
+HK$5,487/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,160/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,545 · Scale 2, in force from 26 Feb 2026)