LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,312
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,846
−HK$1,558/mo
Today · 4.125%
HK$52,404
baseline
▲ 0.50% · 4.625%
HK$55,593
+HK$3,189/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,808/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,859
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,331
−HK$1,492/mo
Today · 4.125%
HK$57,823
baseline
▲ 0.50% · 4.625%
HK$60,871
+HK$3,048/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,646/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,175
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,015
−HK$1,870/mo
Today · 4.125%
HK$62,885
baseline
▲ 0.50% · 4.625%
HK$66,712
+HK$3,827/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,770/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,831
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,597
−HK$1,791/mo
Today · 4.125%
HK$69,388
baseline
▲ 0.50% · 4.625%
HK$73,045
+HK$3,657/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,776/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,037
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,184
−HK$2,182/mo
Today · 4.125%
HK$73,366
baseline
▲ 0.50% · 4.625%
HK$77,830
+HK$4,464/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,732/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,803
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,863
−HK$2,089/mo
Today · 4.125%
HK$80,952
baseline
▲ 0.50% · 4.625%
HK$85,219
+HK$4,267/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,904/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,762
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$91,523
−HK$2,805/mo
Today · 4.125%
HK$94,328
baseline
▲ 0.50% · 4.625%
HK$100,068
+HK$5,740/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,656/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,747
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,395
−HK$2,687/mo
Today · 4.125%
HK$104,082
baseline
▲ 0.50% · 4.625%
HK$109,568
+HK$5,486/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,164/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,570 · Scale 2, in force from 26 Feb 2026)