LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,313
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,847
−HK$1,558/mo
Today · 4.125%
HK$52,405
baseline
▲ 0.50% · 4.625%
HK$55,594
+HK$3,189/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,810/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,860
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,331
−HK$1,493/mo
Today · 4.125%
HK$57,824
baseline
▲ 0.50% · 4.625%
HK$60,872
+HK$3,048/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,648/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,175
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,016
−HK$1,870/mo
Today · 4.125%
HK$62,886
baseline
▲ 0.50% · 4.625%
HK$66,713
+HK$3,827/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,772/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,832
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,598
−HK$1,791/mo
Today · 4.125%
HK$69,389
baseline
▲ 0.50% · 4.625%
HK$73,046
+HK$3,657/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,778/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,038
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,186
−HK$2,181/mo
Today · 4.125%
HK$73,367
baseline
▲ 0.50% · 4.625%
HK$77,832
+HK$4,465/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,734/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,804
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,864
−HK$2,090/mo
Today · 4.125%
HK$80,954
baseline
▲ 0.50% · 4.625%
HK$85,221
+HK$4,267/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,908/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,763
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$91,524
−HK$2,805/mo
Today · 4.125%
HK$94,329
baseline
▲ 0.50% · 4.625%
HK$100,069
+HK$5,740/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,658/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,748
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,397
−HK$2,686/mo
Today · 4.125%
HK$104,083
baseline
▲ 0.50% · 4.625%
HK$109,570
+HK$5,487/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,166/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,603 · Scale 2, in force from 26 Feb 2026)