LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,315
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,849
−HK$1,558/mo
Today · 4.125%
HK$52,407
baseline
▲ 0.50% · 4.625%
HK$55,596
+HK$3,189/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,814/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,862
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,334
−HK$1,492/mo
Today · 4.125%
HK$57,826
baseline
▲ 0.50% · 4.625%
HK$60,875
+HK$3,049/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,652/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,178
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,019
−HK$1,870/mo
Today · 4.125%
HK$62,889
baseline
▲ 0.50% · 4.625%
HK$66,716
+HK$3,827/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,778/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,835
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,601
−HK$1,791/mo
Today · 4.125%
HK$69,392
baseline
▲ 0.50% · 4.625%
HK$73,049
+HK$3,657/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,784/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,041
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,189
−HK$2,181/mo
Today · 4.125%
HK$73,370
baseline
▲ 0.50% · 4.625%
HK$77,835
+HK$4,465/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,740/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,807
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,867
−HK$2,090/mo
Today · 4.125%
HK$80,957
baseline
▲ 0.50% · 4.625%
HK$85,224
+HK$4,267/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,914/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,767
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$91,528
−HK$2,805/mo
Today · 4.125%
HK$94,333
baseline
▲ 0.50% · 4.625%
HK$100,073
+HK$5,740/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,666/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,752
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$101,401
−HK$2,687/mo
Today · 4.125%
HK$104,088
baseline
▲ 0.50% · 4.625%
HK$109,574
+HK$5,486/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,176/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,695 · Scale 2, in force from 26 Feb 2026)