LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,316
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,850
−HK$1,559/mo
Today · 4.125%
HK$52,409
baseline
▲ 0.50% · 4.625%
HK$55,597
+HK$3,188/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,818/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,864
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,335
−HK$1,493/mo
Today · 4.125%
HK$57,828
baseline
▲ 0.50% · 4.625%
HK$60,876
+HK$3,048/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,656/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,179
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,020
−HK$1,870/mo
Today · 4.125%
HK$62,890
baseline
▲ 0.50% · 4.625%
HK$66,717
+HK$3,827/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,780/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,836
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,602
−HK$1,791/mo
Today · 4.125%
HK$69,393
baseline
▲ 0.50% · 4.625%
HK$73,051
+HK$3,658/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,786/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,042
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,190
−HK$2,182/mo
Today · 4.125%
HK$73,372
baseline
▲ 0.50% · 4.625%
HK$77,836
+HK$4,464/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,744/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,809
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,869
−HK$2,090/mo
Today · 4.125%
HK$80,959
baseline
▲ 0.50% · 4.625%
HK$85,226
+HK$4,267/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,918/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,769
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$91,530
−HK$2,805/mo
Today · 4.125%
HK$94,335
baseline
▲ 0.50% · 4.625%
HK$100,075
+HK$5,740/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,670/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,754
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$101,403
−HK$2,687/mo
Today · 4.125%
HK$104,090
baseline
▲ 0.50% · 4.625%
HK$109,576
+HK$5,486/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,180/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,738 · Scale 2, in force from 26 Feb 2026)