LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,317
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,851
−HK$1,558/mo
Today · 4.125%
HK$52,409
baseline
▲ 0.50% · 4.625%
HK$55,598
+HK$3,189/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,818/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,864
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,336
−HK$1,493/mo
Today · 4.125%
HK$57,829
baseline
▲ 0.50% · 4.625%
HK$60,877
+HK$3,048/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,658/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,180
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,021
−HK$1,870/mo
Today · 4.125%
HK$62,891
baseline
▲ 0.50% · 4.625%
HK$66,718
+HK$3,827/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,782/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,837
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,603
−HK$1,791/mo
Today · 4.125%
HK$69,394
baseline
▲ 0.50% · 4.625%
HK$73,052
+HK$3,658/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,788/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,043
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,191
−HK$2,182/mo
Today · 4.125%
HK$73,373
baseline
▲ 0.50% · 4.625%
HK$77,838
+HK$4,465/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,746/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,810
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,870
−HK$2,090/mo
Today · 4.125%
HK$80,960
baseline
▲ 0.50% · 4.625%
HK$85,228
+HK$4,268/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,920/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,770
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$91,531
−HK$2,806/mo
Today · 4.125%
HK$94,337
baseline
▲ 0.50% · 4.625%
HK$100,077
+HK$5,740/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$188,674/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,756
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,405
−HK$2,686/mo
Today · 4.125%
HK$104,091
baseline
▲ 0.50% · 4.625%
HK$109,578
+HK$5,487/mo
Deposit HK$2.16M · loan HK$19.46M · min. income ≈ HK$208,182/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,773 · Scale 2, in force from 26 Feb 2026)