LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,317
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,851
−HK$1,559/mo
Today · 4.125%
HK$52,410
baseline
▲ 0.50% · 4.625%
HK$55,599
+HK$3,189/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,820/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,865
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,336
−HK$1,493/mo
Today · 4.125%
HK$57,829
baseline
▲ 0.50% · 4.625%
HK$60,877
+HK$3,048/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,658/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,181
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,021
−HK$1,871/mo
Today · 4.125%
HK$62,892
baseline
▲ 0.50% · 4.625%
HK$66,718
+HK$3,826/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,784/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,838
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,603
−HK$1,792/mo
Today · 4.125%
HK$69,395
baseline
▲ 0.50% · 4.625%
HK$73,053
+HK$3,658/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,790/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,044
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,192
−HK$2,182/mo
Today · 4.125%
HK$73,374
baseline
▲ 0.50% · 4.625%
HK$77,838
+HK$4,464/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,748/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,811
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,871
−HK$2,090/mo
Today · 4.125%
HK$80,961
baseline
▲ 0.50% · 4.625%
HK$85,228
+HK$4,267/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,922/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,771
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$91,532
−HK$2,805/mo
Today · 4.125%
HK$94,337
baseline
▲ 0.50% · 4.625%
HK$100,078
+HK$5,741/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,674/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,757
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,405
−HK$2,687/mo
Today · 4.125%
HK$104,092
baseline
▲ 0.50% · 4.625%
HK$109,579
+HK$5,487/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,184/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,787 · Scale 2, in force from 26 Feb 2026)