LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,320
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,854
−HK$1,559/mo
Today · 4.125%
HK$52,413
baseline
▲ 0.50% · 4.625%
HK$55,602
+HK$3,189/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,826/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,868
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,340
−HK$1,492/mo
Today · 4.125%
HK$57,832
baseline
▲ 0.50% · 4.625%
HK$60,881
+HK$3,049/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,664/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,184
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,025
−HK$1,870/mo
Today · 4.125%
HK$62,895
baseline
▲ 0.50% · 4.625%
HK$66,722
+HK$3,827/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,790/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,842
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,608
−HK$1,791/mo
Today · 4.125%
HK$69,399
baseline
▲ 0.50% · 4.625%
HK$73,057
+HK$3,658/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,798/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,048
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,196
−HK$2,182/mo
Today · 4.125%
HK$73,378
baseline
▲ 0.50% · 4.625%
HK$77,843
+HK$4,465/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,756/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,815
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,875
−HK$2,090/mo
Today · 4.125%
HK$80,965
baseline
▲ 0.50% · 4.625%
HK$85,233
+HK$4,268/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,930/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,776
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$91,538
−HK$2,805/mo
Today · 4.125%
HK$94,343
baseline
▲ 0.50% · 4.625%
HK$100,084
+HK$5,741/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,686/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,763
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,411
−HK$2,687/mo
Today · 4.125%
HK$104,098
baseline
▲ 0.50% · 4.625%
HK$109,586
+HK$5,488/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,196/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,917 · Scale 2, in force from 26 Feb 2026)