LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,321
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,855
−HK$1,559/mo
Today · 4.125%
HK$52,414
baseline
▲ 0.50% · 4.625%
HK$55,603
+HK$3,189/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$104,828/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,869
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,340
−HK$1,493/mo
Today · 4.125%
HK$57,833
baseline
▲ 0.50% · 4.625%
HK$60,882
+HK$3,049/mo
Deposit HK$10.81M · loan HK$10.81M · min. income ≈ HK$115,666/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$912,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,185
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,026
−HK$1,870/mo
Today · 4.125%
HK$62,896
baseline
▲ 0.50% · 4.625%
HK$66,723
+HK$3,827/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,792/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,843
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,608
−HK$1,792/mo
Today · 4.125%
HK$69,400
baseline
▲ 0.50% · 4.625%
HK$73,058
+HK$3,658/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,800/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$912,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,049
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,197
−HK$2,182/mo
Today · 4.125%
HK$73,379
baseline
▲ 0.50% · 4.625%
HK$77,844
+HK$4,465/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,758/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,816
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,877
−HK$2,089/mo
Today · 4.125%
HK$80,966
baseline
▲ 0.50% · 4.625%
HK$85,234
+HK$4,268/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,932/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$912,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,777
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$91,539
−HK$2,805/mo
Today · 4.125%
HK$94,344
baseline
▲ 0.50% · 4.625%
HK$100,085
+HK$5,741/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,688/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,764
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$101,413
−HK$2,687/mo
Today · 4.125%
HK$104,100
baseline
▲ 0.50% · 4.625%
HK$109,587
+HK$5,487/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,200/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$912,947 · Scale 2, in force from 26 Feb 2026)