LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,322
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,857
−HK$1,558/mo
Today · 4.125%
HK$52,415
baseline
▲ 0.50% · 4.625%
HK$55,605
+HK$3,190/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,830/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,871
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,342
−HK$1,493/mo
Today · 4.125%
HK$57,835
baseline
▲ 0.50% · 4.625%
HK$60,884
+HK$3,049/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,670/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,187
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,028
−HK$1,870/mo
Today · 4.125%
HK$62,898
baseline
▲ 0.50% · 4.625%
HK$66,726
+HK$3,828/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,796/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,845
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,611
−HK$1,791/mo
Today · 4.125%
HK$69,402
baseline
▲ 0.50% · 4.625%
HK$73,060
+HK$3,658/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,804/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,051
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,199
−HK$2,182/mo
Today · 4.125%
HK$73,381
baseline
▲ 0.50% · 4.625%
HK$77,846
+HK$4,465/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,762/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,819
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,879
−HK$2,090/mo
Today · 4.125%
HK$80,969
baseline
▲ 0.50% · 4.625%
HK$85,237
+HK$4,268/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,938/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,780
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$91,542
−HK$2,805/mo
Today · 4.125%
HK$94,347
baseline
▲ 0.50% · 4.625%
HK$100,088
+HK$5,741/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,694/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,767
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$101,416
−HK$2,687/mo
Today · 4.125%
HK$104,103
baseline
▲ 0.50% · 4.625%
HK$109,591
+HK$5,488/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,206/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,016 · Scale 2, in force from 26 Feb 2026)